Retirement Planning

Retirement planning

As you approach your mid-60s, the dream of retirement suddenly begins to take form as reality. But leaving the comfort of a reliable income may be a scary prospect, especially if you’ve been taking a passive approach to your financial planning for retirement thus far. Fortunately, it’s not too late to develop a more comprehensive plan for your retirement that generates the cashflow you need to meet your future spending needs. At Frey Financial, we offer specialized retirement planning solutions to help you as you’re approaching or just entering this next phase of your life.

We can help you attain financial freedom throughout your retirement.

How much income do you need in retirement? It’s a common question, but there’s no one-size-
fits-all answer. When you come to Frey Financial, we’ll sit down with you to assess your income
needs over the next 20-30 years. We’ll also assist you in planning your legacy, helping to ensure
your family’s financial future as well. Once we understand your needs, we’ll create a plan that
helps you comfortably enjoy your ideal retirement lifestyle.

What does our retirement planning service include?

As a team of independent financial advisors, Frey Financial can offer you the most choices in your retirement planning. We can guide you toward a wide range of investment products suited to your needs. We’ll also help you add insurance to provide a safety net for life’s unexpected expenses. For example, long-term care insurance can offer peace of mind if you should ever need the care of an in-home nurse or assisted living facility.

Our retirement planning process is built on an income needs analysis. This takes into consideration assets vs. liability, longevity of funds, SSI benefits, and Medicare benefits. We’ll use this analysis to build a plan that secures your income over the next few decades, so you’re well prepared for a long and healthy future.

We’re ready to help you secure your legacy.

In addition to our core planning services, we also provide wealth management where needed. Comprehensive wealth management takes a deep dive into your legacy planning needs, which may include estate planning, tax planning, wills, and trusts. Typically, clients with over $1m in their accounts and those with hard assets will benefit from our wealth management experience.

No matter where you currently stand in your retirement planning, we can help you make the best decisions for your financial future. Contact us today to meet with us. Because retirement planning is a complex, individualized process, we begin each new client relationship with a meeting in our office. This allows us to thoroughly assess whether we’re the right financial advisors for your goals.